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Cashly: Budget & Expense Tracker app icon

Google Play

Cashly

Track your money without giving up your privacy.

A fully offline personal finance app for Android. Track income and expenses, build budgets, save toward goals and read your spending trends — with no account, no ads and no data ever leaving the device.

Platform
Android
Category
Finance
Price
Free, with an optional one-time premium unlock
Play rating
4.9
Cashly dashboard showing account balances and recent transactions

What Cashly does

Most budgeting apps want your bank login, monetise your transaction history, or wrap the whole experience in ads. Cashly takes the opposite position: every transaction, budget and savings goal lives in local storage on your own phone, and the app works with the network switched off entirely.

That constraint shaped the build. Without a server to lean on, the analytics, recurring-payment scheduling and multi-currency handling all had to run locally and stay fast on low-end Android hardware — which is exactly where a privacy-first finance app has to earn its place.

  • 100% offline

    No login, no email, no account. Data stays on the device and is never transmitted.

  • 50+ currencies

    Multi-currency tracking with per-account balances and conversion-aware summaries.

  • One-time premium

    Advanced analytics and unlimited accounts unlock with a single purchase — no subscription.

Features

Track every transaction

  • Record unlimited income and expenses across multiple accounts
  • Categorise and tag transactions for detailed insights
  • Set up recurring payments for bills and subscriptions
  • Reminders so a due date never slips past

Smart budgets and savings

  • Create custom budgets by category or by account
  • Save toward specific goals with Stashes
  • Live budget progress and spending summaries
  • Compare income against expenses at a glance

Visual analytics

  • Interactive charts that surface real spending habits
  • Trends tracked across days, weeks and months
  • Multi-currency support covering 50+ currencies

Private by design

  • 100% offline — all data stays on the device
  • No login, no email, no account required
  • No ads, no tracking, no third-party data sharing

Screenshots

Cashly transaction list grouped by category
Cashly budget progress view
Cashly spending analytics charts
Cashly savings goals and Stashes screen
Cashly recurring payments and reminders screen

Built with

Download Cashly on Google Play

Cashly is published by Bibek Adhikari and available free on Android devices worldwide.

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